Do you remember when you bought your first home? It was, do doubt, an indescribable feeling of delight. The right home. The right neighborhood. You fell in love after your first walk through. Then came the nervous times. Will you be able to afford it? Will the sellers accept what you offer? How soon can you get the keys? These great feelings are a good sign you found your home, but don't let your emotions get the best of you!

The price is an important consideration before rushing to buy. Your lender, which is a term that can refer to the institution making the loan or to the individual representing the firm, for example, loan officer which is also referred to by a variety of other terms, such as lender, loan representative, loan "rep," account executive, and others, the loan officer serves several functions and has various responsibilities: they solicit loans, they are the representative of the lending institution, and they represent the borrower to the lending institutions are often referred to as "lenders," says you can afford to buy the home you adore, but are you comfortable with the monthly payments you'll be obligated to make? Is the down payment within your means? Will you have enough cash to pay transaction costs and moving expenses? If the house needs major repairs, remodeling or redecorating can you save the necessary funds within a reasonable time period?

The condition of the home is also important! Next to price, this is probably the most important consideration. How is the roof? Are the floors level? Does the electrical and plumbing work and appear sound? Is the home disaster-ready (e.g., bolted to the foundation in earthquake country)? A fixer-upper home with lots of potential can be a great find or a money pit. Will you be able to meet the financial challenges and live with the mess and inconvenience while the home is being brought up to your expectations?

Make sure you consider the size. The right combinations and configuration of the rooms is important. If you don’t have enough bathrooms and bedrooms and storage, your home is not going to be the pleasure it should be! Is that small closet less den really big enough for your child's bedroom? Is one bathroom adequate and if not, what are the real costs and headaches of adding a second one? Does the kitchen have enough cupboard and countertop space? Is the garage wide enough and deep enough for your vehicles? Will your piano really fit in that alcove near the staircase?

The comfort level of a home greatly depends on heating and air conditioning. Does it have a heating system that you can be happy with? Is central air something you want? Are those climate controls important to you? Are the windows large enough and positioned to create cross ventilation? If the house has two stories, are you comfortable with the idea of walking up and down stairs every day? Is there a downstairs bathroom (and bedroom, if needed) for guests who can't navigate the stairs?

The style of the home should appeal to you. Is the design and architecture of the house too modern or too traditional for your preferences in furniture and home furnishings? People move to a new home every seven years, on average. If you wanted to sell your home or were forced by unexpected circumstances to sell it, how easy would it be to find a ready, willing and able buyer?